curl --request POST \
  --url https://api.grailpay.com/3p/api/v1/bank-account/user \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '{}'

{
  "status": true,
  "message": "",
  "data": {
    "client_reference_id": "",
    "uuid": "401c79dd-d38c-4c3a-8edf-1afac5914d2d",
    "first_name": "John",
    "last_name": "Doe",
    "name": "Jack Inc.",
    "tin": "961862955",
    "user_status": "Approved|On Hold|Rejected",
    "kyb_status": "Approved|In Review|Failed|null",
    "kyb_rejected_reason": null,
    "email": "",
    "phone": "",
    "financing_credit_balance": null,
    "address": {
      "street_address": "20 Elmora Ave",
      "additional_address": "",
      "city": "Elizabeth",
      "state": "NJ",
      "country": "US",
      "zip": "07202"
    },
    "business_owners": {
      "first_name": "Olive",
      "last_name": "Vein",
      "dob": "1996-05-04",
      "ssn9": "123456789",
      "address_line_1": "778 E Encore Dr",
      "city": "Hanford",
      "state": "CA",
      "zip": "93230"
    },
    "created_at": "2024-06-03 15:58:44",
    "updated_at": "2024-06-04 18:30:30"
  },
  "errors": null,
  "error_code": null
}