curl --request POST \
  --url https://api.grailpay.com/api/v3/people \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "client_reference_id": "reference_12345",
  "billing_merchant_uuid": "6a8fc154-1a50-483b-a690-fd1dfaf9408b",
  "billing_processor_mid": "12345678",
  "payout_type": "batch",
  "person": {
    "first_name": "John",
    "last_name": "Doe",
    "email": "[email protected]",
    "phone": "2457856490",
    "address": {
      "line_1": "10554 W Quarles Ave",
      "line_2": "Suite 123",
      "city": "Littleton",
      "state": "CO",
      "zip": "80127"
    }
  },
  "bank_account": {
    "plaid_account_id": "<string>",
    "plaid_access_token": "<string>",
    "account_number": "9876543210",
    "routing_number": "021000021",
    "account_name": "John Doe",
    "account_type": "checking"
  },
  "actions": {
    "account_intelligence": {
      "version": "v3",
      "name_match": true
    }
  }
}
'

{
  "status": true,
  "message": "This person was onboarded successfully.",
  "data": {
    "person": {
      "client_reference_id": "reference_12345",
      "status": "APPROVED",
      "uuid": "7c41f6a2-a4b9-4df8-9225-2c1b7312042e",
      "payout_type": "batch",
      "first_name": "John",
      "last_name": "Dew",
      "email": "[email protected]",
      "phone": "2457856490",
      "address": {
        "line_1": "10554 W Quarles Ave",
        "line_2": "Suite 123",
        "city": "Littleton",
        "state": "CO",
        "zip": "80127"
      },
      "timestamps": {
        "created_at": "2024-06-25 13:57:03"
      }
    },
    "account_intelligence": {
      "confidence_score": 0.81,
      "decisioning_insights": {
        "account_duplicate": false,
        "days_since_first_seen": -1,
        "days_since_last_transaction": -1,
        "has_negative_transactions": false,
        "has_paid_transactions": false,
        "has_positive_transactions": true,
        "name_match": "yes",
        "phone_number_present": false,
        "valid_routing_number": true
      },
      "version": "v3"
    }
  },
  "errors": null,
  "request_id": "2d6a4c39-8fcf-4d80-9189-b4764eac31f2"
}